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Real Estate Resources:

• Special Offers - Special offers for Charlottesville, Albemarle and Keswick homeowners from Billie Magerfield.

• Affiliates - Billie Magerfield's real estate web site affiliates.

• eNewsletter - Billie Magerfield's Charlottesville, Albemarle and Keswick newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Virginia, and United States.

• Market Conditions Report - Market conditions report for this area, Virginia, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Charlottesville, Albemarle and Keswick Virginia mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Virginia or buy your own Charlottesville, Albemarle and Keswick house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Charlottesville, Albemarle and Keswick mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Virginia real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask Billie Magerfield anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - Billie Magerfield's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - Billie Magerfield's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Charlottesville, Albemarle and Keswick property in Virginia, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Charlottesville, Albemarle and Keswick Homes, For Home Buyers, For Home Sellers, Charlottesville, Albemarle and Keswick Information, Real Estate Resources, and About Billie Magerfield.

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Disclosure Laws >Full Disclosure You are about to list your home. Since you have lived there for many years, you know that it is not perfect. For example, there might be a leak in the basement that is noticeable only after a heavy rain. Your garage door might stick, and the dishwasher may be prone to work stoppages. Every home has a few quirks. When it is time to sell your home, you have a choice of either making the necessary repairs or letting the buyers know about the problems. Material defects must be fully disclosed. Some buyers will order a structural inspection in order to learn exactly what they will be getting. Even if the buyers don't ask for an expert to look at the house, it is the seller's responsibility to disclose any known defects in the property. The seller's agent will provide the disclosure form, wherein the seller may itemize any problems. Sellers may avoid any real estate lawsuits over undisclosed defects by making repairs before the sale or agreeing to a price adjustment during the transaction if defects are discovered. See All Tips In The "Disclosure Laws" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What 70-room East Coast mansion was built as a summer home and is known as a "Gilded Age cottage"? A  Cornelius Vanderbilt's "Breakers" Mansion in Newport, Rhode Island, named for the waves crashing along the cliff that separates the property from the ocean. See More Real Estate Trivia >

Billie Magerfield Real Estate III 1318 Piper Way Keswick, VA 22947 Tel: 434-962-8865 Fax: 434-977-8940 Email: bmagerfield@NUMBER1EXPERT.com I have been active in the real estate business for over 20 years, working in both the Richmond and Charlottesville, VA markets. Having experience in both restoring old homes and building new ones, I understand the complexities of both the purchasing and the construction process. I particularly enjoy showing newcomers around the area, sharing my knowledge of local history and Charlottesville culture. In real estate, the greatest rewards for me are the friendships I maintain with my clients well after the purchase or sale of their home has closed. If repeat business is a good measure of a Realtor's success, this explains why I have been one of top producers in the Charlottesville area for the last eight years. www.BillieMagerfield.com is brought to you by Billie Magerfield NUMBER1EXPERT™ in real estate for Charlottesville, Albemarle and Keswick, Virginia, mansions, estates Read Billie Magerfield's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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