Feature
Properties
|
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 434-962-8865.
|
Get Free Presentation On My Home Marketing.
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
Find Out More >
View All Offers >
|
 Compare three
mortgages at one time. Download TripleCalc now. It's free. |
Billie Magerfield is one of The
Top Selling Real Estate Experts™
Find Out More > |
|
|
|
For Home Buyers:
Why Buyers Choose Billie Magerfield - Why homebuyers looking for a real estate agent in the Charlottesville, Albemarle and Keswick area choose Billie Magerfield. Latest Listings - Get Billie Magerfield's latest Charlottesville, Albemarle and Keswick listings of homes for sale first! Find Your Perfect Home - Billie Magerfield will search for your ideal home and email you the newest Charlottesville, Albemarle and Keswick MLS listings of properties in Charlottesville County VA. First Time Homebuyers - Are you a first time homebuyer in Charlottesville, Albemarle and Keswick, VA? Choose a top real estate agent. Billie Magerfield can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Charlottesville, Albemarle and Keswick house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Charlottesville, Albemarle and Keswick Homes, For Home Buyers, For Home Sellers, Charlottesville, Albemarle and Keswick Information, Real Estate Resources, and About Billie Magerfield. 
Please Sign Up For The Latest Listings and the Latest Real Estate News
 |
First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
|
|
| Q |
What are the world's most valuable chairs?
|
| A |
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330. |
| See More Real Estate Trivia > |
|
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT™ 
